The policy wording, schedule and any endorsements must be read together. Please also refer to the policy definitions at the end of this policy wording, as policy definitions may also apply to this section. This document, any endorsements, certificates and the schedule must be read together as one contract as they form your policy. The policy wording, schedule and any endorsements must. The document library allows you to download pdfs of our latest policy literature and forms.
In its history the company principally wrote some major personal. Any one policy can feature up to 20 covers which can be added or removed at any time during the policys term giving you the flexibility to adapt your cover to the changing needs of your business. Please refer to policy condition 21 change of risk on page of this policy wording. Financial services compensation scheme allianz insurance plc contributes to the financial services compensation scheme fscs.
Policy definitions a definition is a statement of the meaning of a word, phrase or term. International commercial select policy overview 2 mb. Please read this policy wording together with your policy schedule to make sure you know what cover is provided. From a quick overview to all the information you need, its easy to find out more about axa landlord insurance before you buy. Commercial combined insurance policies anthony wakefield. Here is a copy of the policy wording 10% online discount. All you need to know about axa commercial landlord insurance find out more about our landlord insurance cover by reading and downloading the policy summary and policy wording. Please read carefully all documents that we have provided and keep them in a safe place. A uk commercial insurance company with a bright future. Origin uw limited commercial combinedcreated policy 1218 final 1 policy information.
When an event happens that is likely to result in a claim, under the policy, the insured, or any other person covered by the policy must. Offers a range of discounted products and the following additional benefits are services to help you manage the risk to your automatically included with your policy cover. Own plant, tools and equipment cover policy wording pdf 745kb hired in plant cover policy wording pdf 768kb works cover policy wording pdf 2mb legal expenses cover policy wording pdf 2mb. A comprehensive average free commercial combined product which provides an extra layer of protection for your customers business to reduce their risk of underinsurance. Commercial combined insurance is a package policy which can be tailored to specific needs of many business types. With a broad range of covers, our commercial combined insurance policy is designed to meet the varied insurance needs of the uks sme businesses. Our commercial select product is specifically designed to suit the needs of a range of mid to large businesses and gives your client the flexibility to choose from a wide range of covers, providing tailored protection that any organisation conducting business may require. Commercial select proposal form business details 861 kb. Term meaning 1year plan the plan of the policy, which has a period of insurance of one year.
Sme wordings and summaries qbe european operations. In return for you having paid or agreed to pay the premium, we will provide cover to you by payment or, at our option, by reinstatement or repair in respect of loss, destruction. We will provide details of reputable contractors who will be able to help if connected to a potential claim. Commercial combined commercial combined policy wording in the event of a claim the insured must not negotiate, deny or admit any claim without our written permission. Business combined insurance commercial lines axa connect. Commercial combined policy this policy is designed to provide property and liability covers for businesses and commercial enterprises. The ticks and crosses are used throughout this document to identify those items that are covered and those that are not.
Great cover and quality service on your insurance quotes from axa in ireland call us on 1890 24 7 365 visit your local branch or get an online insurance quote now. It sets out what is and is not covered under the policy you have purchased and explains key contractual obligations that apply to. Axa insurance uae i commercial business property insurance. This policy is underwritten by axa insurance uk plc and other insurance companies the insurer and is administered by origin uw. This is a core product for arch, and we have a long history of expertise in the sector. Your premium has been calculated upon the information shown in the policy schedule and recorded in your statement of fact. Please read the policy and schedule carefully to ensure that the cover meets your requirements. Computer wording available for the loss, damage or breakdown of equipment. This policy also covers loss of gross profit following material damage as a result of a fire, lightning, storm, hurricane, earthquake, volcanic eruption, flood, impact damage, etc. Find out more about axa professional indemnity insurance by reading and downloading the policy summary and policy wordings. Real estate property owners flex policy wording v2 01 09 2019. Even companies operating in the same sector are likely to have different business models, processes, machinery, staff numbers etc.
Axa insurance uk plc registered in england no 78950. Like most insurers, our business interruption cover is designed to protect you for. Commercial combined insurance a goto policy for businesses, successfully combining buildings and liability insurance into one integrated product and offering a real breadth of choice. If after reading your policy you have any questions, please contact jelf group plc. Policy wording uk charities, clubs, and associations policy wording residential committee. Small business insurance from axa office surgery shop.
From a quick overview to all the information you need, its easy to find out more about axa contents insurance before you buy. Qbe gdpr fair processing notice pdf 47kb business combined. Quick and easier search facility to locate specific documents. If your circumstances change and you do not tell your insurance adviser, you may find that you are not covered if you need to claim. Please read it carefully to ensure that it is in accordance with your requirements and that you understand its terms and conditions. Axa business combined policy wording anthony jones. Just click the links to view, save or print these pdf documents. Your online library of customers commercial and personal policy documents. Your smarttraveller policy is a contract between you and axa, and it consists of.
If you have a need to seek additional assistance please contact your insurance agent. Origin uw limited commercial combinedcreated policy 0319 1 page policy information. We are part of the axa group one of the worlds leading insurers and financial services providers so youre in safe hands. Cover extensions are automatically built into wordings with flexible extension.
A wide range of sections can be blended together to provide the required cover solution. You have automatic access to our 24 hour legal and tax helpline on 0845 300 1899. Clearer policy wordings specific to particular sectors. Flexible insurance cover to protect buildings, contents, stock and other items against damage caused by an insured peril. Any one policy can feature up to 20 covers which can be added or removed at any time during the policys term giving you the flexibility to adapt your cover to the changing needs of. Insurance quotes ireland online insurance quote from axa. Combining an entrepreneurial approach to deals, a choice of commission models with the opportunity to benefit from our new axa growth lab and investment in specialist schemes expertise, we firmly believe we are the only commercial insurer who can offer a true partnership for growth. Pdf icon business combined policy wording ukc04822b. Commercial combined policy wording gb underwriting. It sets out what is and is not covered under the policy you have purchased and explains key contractual obligations that apply to you and to us. Deal directly with axa for hasslefree service, from getting a business. This policy is only valid when there is an admissible claim under the property material damage policy. Your policy is renewable provided we agree to accept your premium for any subsequent period of insurance.
You should read the statement of fact, schedule and the policy wording together. Arista insurance commercial combined insurance policy wording. Introduction cj003a business secure commercial combined policy, setting out your insurance protection in detail. Arista insurance commercial combined insurance policy. When an event happens that is likely to result in a claim, under the policy, the insured, or any other person covered by the policy.
Calling the helpline does not constitute notification of an insurance claim. Emergency helpline 0330 024 5346 our 24 hour emergency helpline. Your policy wording, the policy schedule and any endorsement together form the contract of insurance between us and you, the policyholder, and must be read together. It displays all contract works cover levels, features and benefits available.
The policy wordings are clear and specific to particular sectors and the cover chosen. Commercial combined insurance business combined towergate. This commercial policy from axa is highly configurable to suite the needs of many business types. Important telephone numbers and voucher code applicable to section legal expenses.
Welcome to axa 3 your policy 4 meanings of defined terms 5 policy conditions 6 making a complaint 10. Contractors combined insurance commercial lines axa connect. To register a claim under any other section you should contact axa insurance uk plc. Shops, offices, surgeries and many other types of commercial property can cover their buildings, contents and liability with axa business insurance. It displays all cover levels, features and benefits available. When you have bought axa public liability insurance, your own policy document will be tailored to include what you have selected and will be saved in your secure axa account. When you have bought axa contract works insurance, your own policy document will be tailored to include what you have selected and. We combine our traditional values with innovative underwriting, giving brokers access to a longestablished, uk domiciled insurer. The policy literature provided below may not be the version held by a policy holder. Complete business policy wording for policies incepted or renewed 29022016 31032018 903 kb. Flexible policies to suit a variety of businesses including manufacturers, distributors and wholesalers. Business combined policy commercial combined package etrade product, policy numbers ending bcp pbcp010119 business combined policy pdf 786kb kbcp010119 business combined summary pdf 160kb pbcp080919 business combined policy pdf 917kb kbcp080919 business combined summary pdf. Our construction insurance capabilities are well known in malaysia, axa affin having covered projects such as the kuala lumpur international airport, the kuala lumpur light railway phase 1, the bukit jalil stadium and the second causeway between johor bahru and singapore. Business combined is the simplest way to etrade bespoke cover for customers requiring a mix of material damage and liability covers.
Contractors combined insurance commercial lines axa. For new business and renewals transacted from 01 april 2020 we would like to draw your attention to the important notice to policyholder document outlining changes to the policy wording. Commercial property insurance from axa business insurance. Your policy wording welcome to your homesafe insurance policy which is sold, administered and underwritten by axa insurance uk plc which is authorised by the prudential regulation authority and regulated by the financial conduct authority and the prudential regulation authority under financial services register number 202312. It sets out the details of your insurance contract with us. Origin uw limited commercial combinedcreated policy 0319 1 page. Cover extensions are automatically built into wordings with flexible extension limits displayed clearly on the schedule specific to your customers needs. Policy wordings and schedules are available electronically. This commercial policy from axa is highly configurable to suite the needs of many business types to receive an insurance quote, click apply for quote button below and complete our simple application form. Salon combined policy underwritten by axa insurance uk plc in association with. Complete business policy summary from 1 apr 2018 16 sep 2018. Our combined policy conveniently incorporates the main insurance needs of a business into one product. Folgate insurance company limited has been a recognised and established insurer since 1877. Having received and accepted your first premium, and any subsequent premiums, we will insure you based on the plan stated on your policy schedule or certificate of.
It sets out the details of your insurance contract with covea insurance. Buildings and contents cover, with accidental damage included as standard. Personal accident cover policy wording pdf 512kb personal accident summary of cover pdf 82kb own plant, tools and equipment. A new schedule will be issued for each period of insurance showing any changes to your cover.
About your insurance policy your insurance policy is made up of this policy wording, your statement of fact and the schedule which shows the sums insured, our limits of liability, the premium you will pay and any other terms which apply to your policy. Policy conditions 6 making a complaint 9 welcome to axa thank you for choosing axa. Commercial motor commercial vehicle policy wording. Welcome to the axa coronavirus hub, containing our latest advice and resources for you, your employees and your clients. Archs commercial combined insurance policy is designed for businesses that manufacture, fabricate, wholesale, warehouse or provide services. Combine a number of covers including property damage. Where a section does not apply your cover summary will state that it is not insured and this section will not be included within the policy. Your policy wording this booklet contains details of your cover. Combined liability coach and taxi policy wording v1 03 09 2018. Discounted rates on thermal imaging surveys identifying minor and major faults and helping to keep business disruption to a minimum. Multi cover contractors policy wording v2 01 04 2019. We recognise that no two businesses are the same, and have developed this product to provide cover across a wide range of trades. Axa small business insurance gives you public liability cover, employer liability cover and more.